My journey into finance began in the Himalayas, in a small town where winter defines everyday life.
 

Growing up, I watched my father run a woollen showroom that served a very real purpose: protecting our community from the harsh mountain cold. For him, the business was never just about selling clothes. It was about reliability, trust, and craftsmanship. No matter the season or circumstance, he showed up every day to keep the business running. Watching that discipline shaped my earliest understanding of what it means to build and sustain something meaningful.
 

While my father managed the front of the business, my grandfather managed its financial backbone. From class 10 onwards, I spent many evenings sitting beside him as he reviewed the ledgers, journals, and cash flow statements of the showroom. What fascinated me was not just the numbers themselves, but the story they told.
 

He showed me how inventory purchases affected liquidity, how margins determined sustainability, and how disciplined financial decisions kept the business stable through unpredictable winters. Those evenings were my first exposure to the idea that behind every functioning business lies a framework of financial thinking.
 

That curiosity eventually led me to pursue a degree in Banking and Finance. During my undergraduate years, I explored different areas of business, from sales roles in the education sector to business development within charitable foundations supporting small enterprises. These experiences gave me a broader understanding of how organisations grow and operate, but they also confirmed something consistent: I was always drawn to the analytical and financial side of things.
 

After graduating, I joined Insight Alpha as a Research Associate, where I delivered over 120 research projects for global clients including McKinsey, PwC, and Goldman Sachs. The role demanded speed, precision, and the ability to translate industry insights into clear, usable analysis. It also exposed me to the strategic questions that senior decision-makers ask when evaluating industries, companies, and transactions.
 

To deepen my technical foundation, I moved to London to pursue an MSc in Investment Banking at Queen Mary University of London, graduating with Distinction. Alongside my studies, I worked at Neotas as a Financial Modeler under the CFO, where I built integrated five-year financial projections and audited complex revenue files. This experience sharpened my ability to evaluate businesses through structured financial analysis and strengthened my understanding of financial modelling in real business decisions.

Over time, I found myself drawn more to the world of transactions, particularly Mergers and Acquisitions. M&A draws on strategy, valuation, negotiation, and execution. It is where financial analysis directly shapes the direction of companies.
 

This website is my way of continuing that journey. Each month, I publish new M&A analyses and transaction breakdowns as a way to sharpen my thinking, build practical experience, and deepen my understanding of how deals are structured and executed.

Finance, to me, has never been an abstract discipline. It began in a small family business in the Himalayas and has grown into a continuing pursuit of understanding how businesses are built, valued, and transformed.